1. Neatly signed and filled loan against property application form.
2. Passport-size photographs
3 Statements of investments (if any)
4 Copy of plan approved for the proposed construction/extension (in case of applying for home loan for extension)
5 Cost estimation or valuation report from the bank's (or finance company's) panel CA
6 Allotment letter of housing board/NOC of the society/builder etc.
7 Bank statements and salary slips of last 6 months from application date
8 Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
9 Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
10 Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
11 Valuation/cost estimation report from evaluator approved by the NBFC or Bank
12 Property papers with OC and CC
Salary certificate from the employer (original).
Copy of ITR or Form 16 for last 2 years.
Copy of challans proving that Advance Income Tax has been paid.
Copy of ITR/Assessment Orders of 3 years.
Business proof (registration of business)
Bank statements of last one year
Step 1: Go to the Home Loan in Nashik' page on our website and click on 'Apply Now' box.
Step 2: Fill out the initial personal and financial information. Once completed, our loan calculator checks your eligibility with its highly efficient algorithm.
Step 3: Our loan calculator presents you a list of banks and NBFCs most suitable for you as per your eligibility criteria. The list will include the name of the financial institutions, interest rates, required document list etc.
Step 4: From the given list, you can choose the financial institute of your choice. You can start filling up the form and upload the required documents. Here, if needed, you can call or mail our experts for advice. The contact details are given on our website.
Step 5: Your application will be sent electronically to the bank you selected. You will be informed about the status of your application via SMS, email or you can track it via website too.
Repayment period of loan starts after the entire home loan is disbursed to the borrower. If the property is under-construction, then the banks allow payment of the partially disbursed amount. Towards this partially disbursed loan amount, borrowers are allowed to either repay the principal and interest amount both or just the interest amount or none of the above mentioned amount at all.
How long does it take for a home loan to get sanctioned?
Any property document that are submitted as security collateral are returned to the consumer only once the entire home loan amount is repaid and the home loan on his/her name is closed.
At present, up to 7 people can co-sign a home with the primary applicant. But, all of those need to be blood relatives of the family member.
It is not mandatory to apply for a bank account before taking a loan from it. But if you have an account with the bank, you become eligible for a relationship discount. Some banks also provide you additional services along with relationship discount.
Yes, you can track your application via SMS and email. We also provide the facility to track your application on our website via login menu.
For your loan-related queries, you can call our representative on 1800 2667576 or mail us at firstname.lastname@example.org